Understanding Medicare

When it comes to Medicare, simply understanding the basics can be a challenge.

If you’re enrolling for the first time, you probably have a variety of questions, including:

When should I enroll?
How much will premiums cost?
Will I still be able to see my doctor?
Which part covers what services, and why am I paying separately for them?


Even experienced Medicare recipients may have questions about their coverage.

Whether you’re approaching age 65 and about to enroll in Medicare for the first time or you’re looking for new coverage options, this guide will give you a thorough understanding of the basis of Medicare and teach you how to maximize your Medicare benefits.

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Have questions about Medicare?

MSUFCU members have free access to Silvur Insurance for personalized, unbiased, expert Medicare guidance. Meet one-on-one with a licensed agent in an MSUFCU branch, by phone, or virtually to ask questions, discuss your healthcare needs, and receive suggestions from our professionals. Whether you’re preparing for first-time enrollment, assessing your existing plans, or have a healthcare question or issue, we’re here to support you. Schedule time to meet or call us at 888-372-3999.

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    Delaware Insurance Producer License No. 3003086360. All rights reserved.We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options. Currently, we offer 10 Medicare organizations which offer 87 products in your area. To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-701-2460), 24 hours a day/7 days a week).Silvur Insurance Services LLC is a licensed and certified representative of Medicare Advantage organizations and stand-alone prescription drug plans. Each of the organizations/plans we represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender identity, or religion.This website is operated by Silvur Insurance Services LLC. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in an insurance plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual circumstances. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information.This website does not contain a complete description of plan benefits. Call the Plan’s customer service phone number for more information. Not affiliated with the U. S. government or federal Medicare program. This is a solicitation for Insurance. Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.